More Evidence That Uninsured Rates Are Declining: Although comprehensive data on the number of uninsured in each state post-open enrollment are not yet available, at the national, state, and local levels, new findings offer proof that more Americans are gaining health coverage.
- National: Gallup recorded its lowest-ever percentage of adults without health insurance. For the second quarter of 2014, Gallup found the national uninsured rate to be 13.4 percent — the lowest since they began tracking uninsured rates in 2008, and down from 17.1 percent in the fourth quarter of 2013.
- Minnesota: According to a study from the University of Minnesota’s State Health Access Data Assistance Center, Minnesota’s uninsured rate plummeted by 40.6 percent between September 30, 2013 and May 1, 2014, from 8.2 percent to 4.9 percent.
- Washington: The Office of the Insurance Commissioner in Washington State found the number of people without health insurance in the state dropped by more than 370,000 people since December 31, 2013. This includes Medicaid and marketplace enrollment, as well as enrollment in private plans outside of the marketplace.
- California: On a more local level, the number of uninsured California State University students dropped by 60 percent thanks in part to a targeted outreach effort funded by Covered California, the state’s marketplace.
More States Sharing Proposed Plan Rates for Next Year: Several additional state-based marketplaces (SBMs) released information on health plans’ premiums for the next open enrollment period. These rates are not final and will be reviewed by states in the coming months.
- California: One of California’s largest insurers (Anthem Blue Cross) filed their proposed rates for 2015 with the state’s marketplace and said in a town hall speech last week that they expect premiums for their marketplace plans to increase by less than 10 percent on average.
- Vermont: The state announced insurers’ proposed rates for the 2015 coverage year (increases ranged from 9.8 percent to 15.4 percent) and outlined the rate review process, including a public comment period.
- Washington State: Insurers’ proposed average rate increase for Washington’s marketplace is 8.25 percent, a smaller increase than the state’s insurance commissioner has seen in years.
Updates from SBMs:
- Colorado: The Connect for Health Colorado board approved a funding plan for the marketplace next year that includes federal funds as well as a $1.25 per member per month insurer assessment, which sets the marketplace on the path towards sustainability in coming years.
- Oregon: The Cover Oregon board picked a new executive director for its marketplace as it transitions to the HealthCare.gov application platform. In the transition, it appears likely that current Cover Oregon enrollees’ will need to re-apply next year on HealthCare.gov, since account information cannot be transferred between the two systems.