December 22, 2015 – January 4, 2016

2016 Health Insurance Takes Effect: On January 1, marketplace coverage for 2016 took effect for millions of Americans who selected plans or were auto-renewed by December 15 (or their state’s deadline). January 15 is the deadline to enroll in coverage that will start on February 1, and the last day to enroll during the third open enrollment period (OE3) is January 31.

13.5 Million Americans Gained Medicaid Coverage Under the Affordable Care Act: Since October 2013, when the Affordable Care Act’s (ACA) first open enrollment period began, an additional 13.5 million Americans enrolled in Medicaid and Children’s Health Insurance Program (CHIP) coverage. The Department of Health and Human Services’ (HHS) latest enrollment report, released on December 30, found that the number of people covered by Medicaid increased by nearly 31 percent in states that expanded eligibility under the ACA from October 2013 through October 2015. Non-expansion states saw an increase of over 10 percent.

HealthCare.gov Application Update: As of the week of December 21, HealthCare.gov added text to clarify an application question for married consumers on whether they file their taxes jointly. The new explanation is available in both the

English- and Spanish-language applications, and is intended to make sure consumers receive accurate eligibility determinations for financial assistance.

State Updates:

  • Hawaii: To account for issues with the state’s transition to HealthCare.gov, migrants living in Hawaii under the Compact of Free Association, which applies to individuals from certain Pacific Island nations, will have until February 15 to sign up for marketplace coverage with a retroactive effective date of January 1.
  • Kentucky: State officials have ended kynect’s advertising campaign, allowing a contract with a private agency to expire on November 30 and cancelling pending ads after December 18.
  • Minnesota: In 2015, 55 percent of marketplace enrollees qualified for advanced premium tax credits to lower premiums, up from 40 percent the year before, and the total amount of tax credits received was over $48 million.

Enrollment Updates:

  • Federally Facilitated Marketplace: As of December 26, more than 8.5 million Americans signed up for 2016 marketplace health coverage through HealthCare.gov. That includes more than 2.5 million new consumers, around 3.6 million returning shoppers, and 2.4 million people whose coverage was automatically renewed.
  • Connecticut: More than 34,000 new consumers signed up for 2016 coverage through Access Health CT as of December 22, including 23,000 in Medicaid and 11,000 in the marketplace.
  • Massachusetts: Ahead of January 1, more than 27,600 new enrollees had signed up in the third open enrollment period.
  • Maryland: More than 71,000 Marylanders had chosen a new marketplace health plan for 2016 as of December 28, bringing total 2016 marketplace enrollment to over 150,000.
  • Minnesota: As of December 28, nearly 68,000 Minnesotans had enrolled in marketplace coverage through MNsure. About 40 percent of enrollees are new.
  • Rhode Island: As of December 26, nearly 34,000 consumers were enrolled through HealthSourceRI, with nearly 4,000 new consumers or returning shoppers for OE3.
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