New Digital Tool: How the Get Covered Plan Explorer Will Help Consumers Look Beyond Premiums

By Sophie Stern

Have you worked with consumers that have difficulty selecting a plan that meets their needs and budget? Are you an assister that consistently crunches numbers to help consumers understand how much they may pay over the course of a year on health care services? Do you struggle to help your clients identify what drugs or providers are covered for the plans available in their area?

Over the first two enrollment periods, we consistently heard from consumers and partners alike that the current plan comparison process can be cumbersome, and a survey we conducted after the second enrollment period found that almost half of the uninsured say they lack the confidence to pick a plan for themselves in the future. To address these challenges, we are partnering with Clear Health Analytics to develop a solution based on the very latest data and best practices for consumer-friendly digital tools.

We will be releasing the Get Covered Plan Explorer — a digital plan comparison tool that will help consumers look beyond the lowest premiums — just in time for the third open enrollment period!

The Get Covered Plan Explorer (available for free to consumers and enrollment assisters living in states using the HealthCare.gov platform) will help potential enrollees understand how different plans might fit their medical needs and budget. This digital tool will allow consumers to quickly and easily estimate their likely out-of-pocket costs for each plan available in their area, as well as make sure their prescription drugs and preferred providers are covered. Along with the Get Covered Calculator and Connector, the Plan Explorer will join a suite of successful digital tools consumers can use to find out about financial help, in-person assistance, and choosing a plan.

Consumers who wish to compare plans using the Get Covered Plan Explorer will be asked to answer a few simple questions about their health status, prescription drugs, and preferred health care provider. Using this information, the Plan Explorer will offer visual, easy-to-read summaries of the most important information to consider for each plan. Consumers will be able to move quickly to the enrollment process when they are ready to begin, or have their results emailed to them to review or talk about with an assister. Assisters will also be able to use the tool to help consumers better understand their options before choosing a plan.

If you have more questions about the tool, or are interested in embedding it on your website for the third open enrollment period, we’d love to hear from you! You can contact us at planexplorer@enrollamerica.org.

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